When I started this firm back in 2007, I designed it with Delta pilots in mind. I also designed it with YOU, the client, as number one. Ethically, this is how business must be done, but I’m also an RIA (Registered Investment Advisor) which legally requires that we put our client’s interests first. In the industry this is called a fiduciary duty. People that are Brokers are not held to this same standard. In addition, I’m an independent Advisor. I’m not under any corporate rules or policies that are meant to benefit them instead of you.

This means I’m not subject to any corporate influence that could negatively affect decisions made regarding your portfolio or increase underlying costs to you. This allows us to offer a substantially reduced conflict of interest relationship with all of our clients. To further preserve that relationship, we don’t offer tax, legal, or insurance products. However, we have access to some top people in those areas that we can and have recommended to clients and which we receive zero compensation for.

Quite frankly, I’m tired of the deck being stacked in Wall Street’s favor. If you get nothing else out of visiting our website, please take away the following.

No one is as concerned about your money as you are! The large Wall Street firms and the myriad of insurance companies are investing money for them, not you! If you are along for the ride, so be it. However, at the first sign of “problems”, they will most definitely protect their interests first. Meanwhile, your hard-earned retirement portfolio has a good chance of suffering substantial losses.

Fortunately, I run my investment firm from the vantage point of a pilot that has been furloughed three times.  I know first hand what it’s like to not have financial security and I do my absolute best to help my clients avoid that very unnerving situation.